Financial Education
Build: Credit Fundamentals
Credit Awareness Lessons for High School
- Acquiring Credit
- Addressing Issues with Credit
- Growing Credit
- Managing Credit
- What’s credit?
Why Adopt This Course?
Build: Credit Fundamentals is a digital program that helps students build knowledge about acquiring credit, growing credit, managing credit and dealing with fraud or inaccuracies with credit in effective ways. Students will learn to make wise decisions that support their current and future financial well-being, with an emphasis on building and maintaining good credit strategies. Help your students get started on the right path to financial success with a strong credit foundation!
At-A-Glance
Grade Level
9th, 10th, 11th, 12thLength
12 digital lessons, 20 min each
Languages
Standards
Jump$tart National Standards in K–12 Personal Finance Education
Curriculum Fit
Economics, Financial Algebra, FCS, Business, AVID, and Advisory
Students will gain an understanding of what credit is and what it means to be creditworthy.

Students will understand the differences between being an authorized user on a credit card, having their own credit card, and having a debit card. Topics include how to apply for a credit card and the fees associated with them.

Students will learn why they may need a cosigner for a loan. Topics such as choosing an appropriate cosigner and how cosigners can help with credit building will be explored.

Students will investigate the difference between credit reports and credit scores. Topics like improving credit scores and interpreting credit reports will be explored.
Students will learn how to recognize identity theft and what steps to take when inaccuracies are identified on a credit report.

Why Everfi?
Everfi empowers educators to bring real-world learning into the classroom and equip students with the skills they need for success-now and in the future. Our curriculum and courses are:
- Loved by 750,000+ teachers
- Aligned to US, Canada, and UK learning standards.
- Real-world lessons that are self-paced and interactive.
- Automatically graded with built-in assessments and reporting.
- Extendable with activities and resources to bring the information to life.
- Supported with a dedicated, regional team.
- Forever free for K-12 educators.
How Are These Lessons Free?
Thanks to the generous sponsorship of corporations who share our mission, Everfi’s courses are completely free to teachers, districts, and families